You're here: FGC's Home Page :: Bio Page
Dennis L. Roubal, CFP®, CRPS®, RIA, established Financial Growth Concepts (FGC) in 1986 as an independent, fee-only financial-planning company.
With 23 years of comprehensive, financial-planning experience, his areas of personal, financial expertise include:
After serving the needs of clients in the greater-Lansing and Detroit Metropolitan areas for 20 years, Dennis relocated his firm to the Upper Peninsula of Michigan in 2006.
Based in Marquette, along the south shore of Lake Superior, his firm serves a diverse cross-section of clients, some from as far away as southern Michigan:
Dennis has served on the editorial board of the Journal of Financial Planning, peer reviewing articles prior to publication.
He is credentialed with the Michigan Office of Financial and Insurance Regulation as well as the Certified Financial Planner Board of Standards, Inc., and the College for Financial Planning.
Dennis has been registered with the Michigan Office of Financial and Insurance Regulation (OFIR) as a Registered Investment Advisor (RIA) since 1986. All OFIR-registered investment advisers are required to:
Certified Financial Planner
Dennis was awarded the coveted Certified Financial Planner (CFP®) credential in 1991 by the Certified Financial Planner Board of Standards, Inc., a nonprofit, professional regulatory body founded in 1985.
Acting on behalf of the public, the independent, CFP Board's mission is to promote and uphold a high standard of excellence among personal financial planners through a demanding, certification process involving:
Chartered Retirement Plans Specialist
Dennis was conferred the Chartered Retirement Plans Specialist (CRPS®) credential in 2002 by the College for Financial Planning®, an educational institution founded in 1972.
The CRPS® designationwhich is only awarded to those who complete extensive course work; pass a rigorous examination; disclose prior or ongoing regulatory, civil, or criminal investigations; and agree to adhere to a strict code of ethicscertifies a financial professional is qualified in pre- and post-retirement financial matters and is capable of designing, installing, and maintaining retirement plans for the business community.
Prediction is very difficult,